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What is genuinely easier
Several things, and they are the reason self-paced study works for adults at all.
You are never late and you never miss anything. There is no class happening without you, so a bad week is a pause rather than a gap you have to catch up on.
You can reread. In a classroom the explanation happens once at the pace of the room. Here you can go over the same section four times at midnight, and nobody is waiting.
The social load is gone. For adults returning to education, sitting in a room of teenagers is a real deterrent, and its absence removes an obstacle that has nothing to do with academic ability.
And it fits around work. That is usually the reason people are looking at this at all.
What is genuinely harder
The absence of external structure, which is the same feature listed above, seen from the other side.
Nothing happens if you do nothing. No register, no teacher noticing, no classmates asking where you were. The only thing moving you through 24 credits is you deciding to, repeatedly, over months.
There is also no ambient learning. In a classroom you absorb a certain amount just from being present while someone explains something to somebody else. Alone, everything you learn is something you sat down and learned.
And asking for help takes deliberate effort. In a room you can catch someone at the end of a lesson. Here you have to notice you are stuck, decide to ask, and write the message — three small barriers that add up to people quietly staying stuck.
Who tends to find it hard
Worth reading honestly rather than optimistically.
People who have never had to self-direct study. If every previous educational experience was structured by someone else, this is a new skill on top of the coursework.
People without a repeatable slot in the week. Not without time — without a predictable slot. Irregular availability makes habit formation much harder than simply being busy does.
People whose motivation is external. If you are doing it because somebody else wants you to, there is nothing here to hold you to it on the bad weeks.
Who tends to find it manageable
People with a specific reason. A named job, a named college, a named requirement. A concrete goal survives a hard fortnight in a way that a general intention does not.
People who have already done something similar. Anyone who has held down a routine nobody was policing — training, a side business, a long recovery — already has the relevant skill.
And people who start by finding out how much is left, rather than by imagining the whole thing. Twenty-four credits is daunting. Nine credits, which is what many people turn out to need, is a different proposition entirely.
How to test yourself before committing
Before paying anyone, run a two-week trial on the only variable that matters.
Pick your slot. Sit down in it, at that time, on the days you intend to study, for two weeks. Read something moderately demanding for the length of a real session.
You are not testing whether you can learn — you can. You are testing whether the slot survives contact with your actual life. If it does, the coursework is very likely within reach. If it collapses in week one, that is worth knowing before spending $994, and it points at a scheduling problem to solve first rather than a reason to give up.
What studying here actually involves describes the format in more detail.